Opportunity Cost / ROI Calculator

Even high-cost financing can make sense if the capital generates enough return. Enter your loan details and projected revenue to see whether the numbers work in your favour.

Loan / Advance Amount ($)

Total Repayment Amount ($)

Projected Revenue from Capital ($)

Operating / COGS Costs ($) — optional

The opportunity cost principle

Declining financing because the rate seems high can itself be costly. If a $50,000 advance at a 1.25 factor rate enables $80,000 in revenue, the $12,500 financing cost is a worthwhile investment. This calculator helps you see the full picture before deciding.

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